We look forward to the opportunity of affording you stable and
reliable coverage for your valuable investment.
Please, call for a quote for Full Mortality, Theft and Transit
coverage. We also offer deductible plans.
Applications and forms are available to view and download at the
bottom of this page or from the Applications & Forms menu on the
Coverage Description And Underwriting Guidelines:
Click here to download a printable PDF of the following
Coverage Descriptions and
Underwriting Guidelines (.pdf)
The Full Mortality policy is an all risks policy which covers
for death as a result of accident, illness, injury or humane
destruction and transportation anywhere in the continental U.S. or
Canada, and also includes loss or death as a result of theft.
Named Perils Coverage is available to alpacas/llamas of any
age; this policy provides coverage for death as a result of specific
named causes such as fire and lightning also includes
transportation. Insured value is initially based on the actual
purchase price of an animal; however, the animal’s insured value can
be reviewed for adjustment (increased/decreased) according to its
achievements and/or breeding capacity and/or productivity.
Insurance can be bound upon our receipt of a completed “Alpaca
Mortality Insurance Application and Declaration of Health” by the
animal’s owner for healthy animals that are to be insured for less
If the following should apply then it will be necessary to provide a
current Veterinary Certificate of Examination for underwriters to
review and approve.
• Animal’s insured Value exceeds $15,000
• Animal has been ill or injured and/or has been treated by a
veterinarian for an illness or injury in the past 12 months
• Animal is less than 90 days old
What Happens In The Event Of Loss
We all agree that it’s in everyone’s best interest for our animals
to survive and be productive but unfortunately an occasional loss
does occur. As such we hope that the following details will be
It is imperative that our office be contacted as quickly as possible
if an animal becomes ill, injured or is deceased.
When we receive a report of a claim or potential claim we contact an
independent adjuster. The adjuster then contacts you and the
attending veterinarian for details.
If the animal should be deceased the insured will receive a
Livestock Proof of Loss and Release from the adjuster that must be
completed with notarized signature(s) and original returned to the
The company also requires that any deceased animal be autopsied and
in certain instances tissues samples will sent to a diagnostic lab
to help determine the actual cause of death. This is done not only
for the company’s benefit, but also for the insured since the cause
of death might be a condition that could affect other animals in a
Upon receipt of the requested documents from the insured and
veterinarian and/or state lab the adjuster will present his/her
findings and recommendations to the company. The company then issues
a check to the insured(s) which is mailed to our agency and
forwarded to the client.
The claim settlement process normally takes 4 – 6 weeks from date of
loss to insured’s receipt of claim settlement.
Insured values of $15,000.00 or less and more than 90 days old.
Coverage can be bound with a completed and signed "Application &
Declaration of Health" in lieu of a Veterinarian Certificate of
Insured values of greater than $15,000.00 or less than 90 days old
or any animal that has been treated for an illness or injury in the
previous 12 months. Requires a completed "Application" and
"Veterinarian Certificate of Examination." This is the front and
back of the long forms.
Insured values up to $15,000 can be insured using a Declaration of
Health (even if they were previously insured with another company).
Please, give us a call at 800-627-4677 or contact us via email. We
look forward to hearing from you.
Alpaca Applications / Forms
Applications and forms are available to view and download at your
convenience from this page or from the Applications & Forms menu on
All forms require various signatures. They must be printed from your
computer, signed as appropriate, and mailed or faxed to Prairie
States Insurance Agency Inc. Please contact us for we are glad to
answer any questions and provide any help with completing
applications and forms.
Alpaca Declaration of Health Form
Alpaca Insurance Application
XL Insurance Payment
Click on a .pdf
file above, it will automatically open Adobe Reader on your
computer.* Click on the printer icon in the menu bar and print a
copy of the form. After completing the form and signing please fax
it to 405-235-5225 or scan the completed and signed form and email
it to Deborah at
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