Equine Mortality Coverage Coverage is provided for death as a result of injury, illness, humane destruction and transportation anywhere in the continental United States. Coverage can be extended to include other countries and international transportation. Please contact us with any questions on coverage, applications, forms or to receive a quote.
Annual Premium rate is based on: • Breed • Use • Age
Following Endorsements are available to Mortality policy:
1. Major Medical & Surgical
2. Surgical Only
3. Loss of Use (Injury Only)-Not available for all breeds & Uses This coverage is available in the event that your horse is permanently unable to perform its function as a result of an external accident or violent injury. Provides payment of up to 60% of the amount of insured value on the mortality policy. Rates are based on use, sex and age. BREEDING IS NOT COVERED UNDER LOSS OF USE.
4. Stallion A.S. & D. In the event your proven stud becomes permanently incapable of impregnating mares as a result of accident, sickness or disease, you will receive payment not to exceed the amount of indemnity due under the mortality policy. Coverage is charged at a rate of .5% of the stallions insured amount. Note: this coverage requires a satisfactory fertility examination by a certified veterinarian.
Named Perils Policy This policy covers death as a direct result of fire, lightning, explosion, or resultant smoke, plus other coverage including a peril of transportation, windstorm, earthquake or flood. Death by visible means only.
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